AEA Valuebuilder Program
Access your account here If you have taken advantage of the opportunity to open an AEA Valuebuilder Account.
Security Benefit is the exclusive provider for the AEA Valuebuilder Program. For more than 100 years, Security Benefit has been dedicated to helping individuals and families prepare for their retirement. Blending its Main Street philosophy with Wall Street savvy, Security Benefit provides:
· Innovative products with world-class money managers
· A 30-year history of providing retirement products to education professionals
· A long-standing tradition of excellent customer service
· A deep pool of responsive, independent representatives
· A rock-solid financial foundation and risk management philosophy
AEA Valuebuilder Program Options
The AEA Valuebuilder Program offers three distinct options. Members can choose to participate in a mutual fund 457, a mutual fund 403(b)(7) or a variable annuity 403(b) product.
Both the 457 and 403(b)(7) options offer the choice and flexibility of 40 mutual fund options covering a wide range of investment and risk categories. The 403(b) option offers the same fund options but makes use of an innovative unbundled annuity, allowing you to choose only the features you want.
The AEA Valuebuilder Program allows you to defer from $25 per pay period, and depending on your eligibility, up to $24,000 per year in 2003. Additionally, under special catch-up provisions, eligible participants can contribute even more.
All three AEA Valuebuilder Program options offer a variety of benefits for AEA members and their families.
Investment choices
The AEA Valuebuilder Program offers a diverse lineup of mutual funds from world-class money managers. Working with your AEA Valuebuilder representative, you'll be able to create an asset allocation balanced between stocks, bonds and cash to meet your investment objectives.
Unlimited free transfers between accounts1
There are no restrictions on the number of transfers a participant can make between investment options and all transfers are executed without a fee.
24-hour access to account information
Around-the-clock account access is available through either the Security Benefit voice response system or Internet site. To access automated account information through the voice response system, dial toll-free, 800-888-2461, then select option 2. Access your account information online at
www.securitybenefit.com or by clicking the link below. You may transfer funds between accounts, change asset allocations, determine loan information, or check investment performance any time night or day.
Loan provisions 2
Loans are available through the AEA Valuebuilder Program to provide you the flexibility to meet your financial needs while still building your retirement nest egg.
Automatic Dollar Cost Averaging (ADCA)3 & Automatic Asset Reallocation4
Take the emotion and guesswork out of market ups and downs by investing equal dollar amounts at regular intervals with dollar cost averaging (DCA). The AEA Valuebuilder Program also allows you to set up a model allocation at the initial purchase and have your account rebalance automatically.
The
AEA Valuebuilder Program offers you the ability to build a secure financial future. If you would like more information about the AEA Valuebuilder Program and all the ways it can help you reach your goals, talk with your AEA Valuebuilder representative or call our toll-free number:
1-800-888-2461 (Select
option 3 and then
option 4).
If you have taken advantage of the opportunity to open an AEA Valuebuilder Account,
click here for access to your account.
1 We reserve the right to restrict this privilege.
2 See the custodial agreement, trust agreement or variable annuity prospectus for specific provisions.
3 Automatic dollar cost averaging (ADCA) does not assure a profit and does not protect against loss in a declining market. Because ADCA involves continuous investing regardless of fluctuating price levels, you should consider your financial ability to continue purchasing through periods of low price levels.
4 Automatic Asset Reallocation does not assure a profit and does not protect against loss in a declining market.
For more complete information about the Variable Annuities and Mutual Funds available through the AEA Valuebuilder Program, including charges and expenses, you may obtain a prospectus from Security Distributors, Inc. Call 888-355-0692 for more information. Please read the prospectus carefully before you invest or send money. Variable Annuities available through the AEA Valuebuilder Program may be issued by Security Benefit Life Insurance Company. If you are purchasing an annuity as an investment vehicle for a retirement plan that receives preferential tax treatment under the Internal Revenue Code, you should consider that an annuity does not provide any additional tax advantages to those already available through your retirement plan. However, an annuity does offer features and benefits in addition to providing tax deferral that other investments may not offer, including death benefit protection for your beneficiaries and annuity options which guarantee income for life. You should consult with your financial professional as to whether the overall benefits and costs of an annuity are appropriate considering your circumstances
