Insurance

Health

Dental Insurance: Uninsured dental care can add up quickly. Dental insurance plans with monthly premiums starting at $13.60 for an individual plan for actively at work members and retirees.

NEA® Dental and Vision Insurance Program now provides you with substantial coverage for a majority of your dental care expenses and optional vision insurance to cover your eyewear needs.

Vision Insurance: Everyone needs to receive regular vision care. Vision insurance plans with monthly premiums starting at $6.45 for an individual plan for actively at work members and $6.04 for an individual retiree plan.

Accident Insurance: Prevents the financial hardships associated with accidents. Benefits are paid directly to you for items such as emergency room visits, hospitalizations, etc.

Cancer Insurance: Provides coverage for Cancer that pays directly to you. All plans include a wellness benefit and first occurrence benefit. Two plans include an intensive care benefit.

Critical Illness Insurance: Covers the “Big 3″: Heart attack, Stroke, and Cancer with lump-sum coverage. Includes an annual wellness benefit.

NEA® Medicare Supplement Program*: Coverage for hospital and medical expenses not covered by Medicare
NEA® Hospital Care Insurance Plan: Two options to help you pay the “extra” expenses associated with a hospital stay plus at home recovery.

Long Term Care Insurance: Special discounts for AEA members. Can you afford to take care of your spouse? Can your spouse afford to take care of you? Long Term Care Insurance provides the protection you need.

Disability Insurance

Disability Insurance: Disability Insurance is designed to provide partial income replacement for you should you become disabled as the result of a covered sickness or injury.

Long Term Disability

NEA® AD&D Insurance*

Life Insurance

Voluntary Group Life Insurance: Provides basic, cost effective life insurance coverage while actively-at-work and beyond.

Lifetime Benefit Term Insurance: NEA® Level Premium Term Life Insurance Plan*: Coverage amounts up to $1,000,000 are available for 10-year, 15-year and 20-year terms. Premiums won’t increase or decrease for the entire term.

Lifetime Benefit Term Permanent Life Insurance: Depending on your plan choices, your coverage could last to Age 120.

Term Life Insurance: Allows you to purchase coverage for a specific period based on your situation. Our 10-year and 20-year payroll deduction policies require no medical exams.

NEA® Guaranteed Issue Life Plan*: Coverage guaranteed for NEA members and their spouses ages 45 and older.

NEA® Group Long-Term Care Insurance Program: Financial support in paying for necessary long-term care services like nursing home, home health and assisted living care.

NEA® Group Term Life Insurance* provides up to $500,000 of decreasing term life at affordable group rates for members and spouses.

NEA® Introductory Term Life Insurance*: $15,000 of life insurance at no cost to eligible new members.

NEA® Complimentary Life Insurance*: No-cost life insurance and accidental death and dismemberment insurance while actively engaged in your occupation.

Spouse Life Insurance: We can help you protect yourself by covering your spouse with your choice of permanent or term life insurance.

Child Life Insurance: Children are amazing! Covering them with whole life insurance just makes sense. Coverage is guaranteed issue up to age 17. Whole life for as little as $9.75 per month.

Voluntary Group AD&D: Provides life and dismemberment coverage for accidents only. Also included is Assist America, a travel assistance benefit.

Special Programs

Auto & Home Insurance – Liberty Mutual offers special savings to AEA members on auto and home insurance1. Click for a free quote.
1Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Please consult a Liberty Mutual sales representative for additional information.

NEA® Auto & Home Insurance Program: Free for AEA members. Provides you with discounted vision purchases at Participating Providers.

Vision Choice: Free for AEA members. Provides you with discounted vision purchases at Participating Providers.

AirMed Traveler: Up to 26% off retail prices. AirMed will transport you to a facility of your choice if you are more than 150 miles from home, injured or ill, and cannot travel commercially.

Estate Vault – For AEA members only: Store and manage your vital information electronically.

Cornerstone Legal – For AEA members only: Provides you with will and personal planning documents.

Petfirst: PetFirst Healthcare helps with the expense of accident, illness and routine care treatment.

Health & Wellness Programs

NEA® Hearing Care Program: Special discounts for members and their families.

NEA® Vision and Prescription Savings Plan: Discounts on vision and prescriptions for a $10 annual membership fee.

The Member Assistance Program (MAP) provides guidance, information and tools for dealing with the financial repercussions of job loss and preparing to find a new position. Includes a useful Job Layoff Checklist, links, resources, and more.