Insurance & Wellness

 

Health Insurance

 

Dental Insurance: Uninsured dental care can add up quickly. Dental insurance plans with monthly premiums starting at $15.91 for an individual plan for actively at work members. Retiree coverage available too! Large network of dentists and specialists to choose from.

 

NEA® Dental and Vision Insurance Program: Access to comprehensive dental and vision plan options that are both affordable and easy to use.

 

Vision Insurance: Everyone needs to receive regular vision care. Vision insurance plans with monthly premiums starting at $7.01 for an individual plan for actively at work members and $6.56 for an individual retiree plan. Convenient network locations with large national network of credentialed providers.

 

Accident Insurance: Prevents the financial hardships associated with accidents. Benefits are paid directly to you for items such as emergency room visits, hospitalizations, intensive care and wellness exams.

 

Cancer Insurance: Provides coverage for Cancer that pays directly to you. All plans include a wellness benefit and first occurrence benefit. Two plans include an intensive care benefit.

 

Critical Illness Insurance: Covers the “Big 3”: Heart attack, Stroke, and Cancer with lump-sum coverage. Includes an annual wellness benefit.

 

NEA® Medicare Supplement Program*: Coverage for hospital and medical expenses not covered by Medicare.

 

NEA® Hospital Care Insurance Plan: Two options to help you pay the “extra” expenses associated with a hospital stay plus at home recovery.

 

NEA Income Protection® Plan: Provides income when you are unable to work due to illness or injury.

 

Disability Insurance

 

Disability Insurance: Disability Insurance is designed to provide partial income replacement for you should you become disabled as the result of a covered sickness or injury. Protect your biggest asset: your ability to earn an income. Five options to choose from.

 

NEA® AD&D Insurance: With AD&D coverage, whether you’re home or away, you know that you and your loved ones are covered in case of an accident. AD&D coverage may be appropriate for members of all ages.

 

Life Insurance

 

Voluntary Group Life Insurance: Provides basic, cost effective life insurance coverage while actively-at-work.

 

Lifetime Benefit Term Insurance: NEA® Level Premium Term Life Insurance Plan*: Coverage amounts up to $1,000,000 are available for 10-year, 15-year and 20-year terms. Premiums won’t increase or decrease for the entire term.

 

Lifetime Benefit Term Permanent Life Insurance: Depending on your plan choices, your coverage could last to Age 120 with premiums guaranteed not to increase. Plans available with built-in Long Term Care benefit.

 

Term Life Insurance: Allows you to purchase coverage for a specific period based on your situation. Our 10-year and 20-year payroll deduction policies require no medical exams. Other terms available on request.

 

NEA® Guaranteed Issue Life Plan*: Coverage guaranteed for NEA members and their spouses ages 45 and older.

 

NEA® Group Long-Term Care Insurance Program: Financial support in paying for necessary long-term care services like nursing home, home health and assisted living care.

 

NEA® Group Term Life Insurance* provides up to $500,000 of decreasing term life at affordable group rates for members and spouses.

 

NEA® Introductory Term Life Insurance*: $15,000 of life insurance at no cost to eligible new members.

 

NEA® Complimentary Life Insurance*: No-cost life insurance and accidental death and dismemberment insurance while actively engaged in your occupation.

 

Spouse Life Insurance: We can help you protect yourself by covering your spouse with your choice of permanent or term life insurance.

 

Child Life Insurance: You are always protecting your children, so covering them with whole life insurance just makes sense. Coverage can be purchased on simplified issue up to age 17. Whole life for as little as $9.75 per month.

 

Voluntary Group AD&D: Provides life and dismemberment coverage for accidents only. Coverage available for employee, spouse and children, all with no medical exam required.

 

Special Programs

 

Travelers Auto and Home Insurance Program for AEA Members

 

Through a special arrangement with Travelers, AEA members have access to exclusive savings on auto, home, condo, and renters insurance. Find out if you could get better coverage at a better rate with Travelers. Call 800-842-5936 for a free, no obligation quote or learn more.

 

Liberty Mutual has partnered with the Alabama Education Association to offer members exclusive savings on quality auto and home insurance.* Call 855-252-2147 or visit Liberty Mutual to learn more or get a free quote.

 

*Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

 

NEA® Auto & Home Insurance Program: Insurance provided by California Casualty offers coverage designed to fit your needs. Members save an average of $443 per year on auto insurance! Call 877-634-2649 for a comparison quote.

 

Vision Choice: Free for AEA members. Provides you with discounted vision purchases at Participating Providers.

 

The NEA® Member Assistance Program (MAP) provides guidance, information, and tools for dealing with the financial repercussions of job loss and preparing to find a new position. MAP includes Job Layoff Assistance and Disaster Relief Assistance.

 

Health & Wellness Programs

 

 

As the non-profit health and safety arm of the National Education Association (NEA), the NEA Health Information Network (NEA HIN) provides health and safety information, programs, and services for the benefit of the more than 3 million members of the NEA and their 43 million students.

 

NEA HIN’s mission is to improve the health and safety of the school community through disseminating information that empowers school professionals and positively impacts the lives of their students.

 

NEA HIN:

 

  • helps to improve the quality of the environment in our schools by addressing problems of mold, poor air quality and other unhealthy conditions
  • educates NEA members about health problems like arthritis, diabetes, communicable diseases such as flu and stomach bugs, heart disease and others
  • works to bring healthy food to children in school
  • helps kids stay safer online
  • provides school professionals with resources and tools to help them deal with nature-caused and man-made emergencies
  • NEA HIN is committed to advancing the health, safety, and wellbeing of NEA members and their students by doing all of these things and many more

 

NEA HIN also provides members with downloadable resources such as:

 

  • Helping Children After a Natural Disaster
  • School Crisis Team Information
  • Childhood Vaccines Booklet
  • Breakfast in the Classroom Toolkit
  • Bag the Junk
  • Food Allergy Booklet
  • Health Literacy
  • Cleaning, Sanitizing, and Targeted Disinfecting – Classrooms, Buses, Cafeterias
  • Rx for Understanding
  • Playing Smart
  • School Crisis Guide
  • And much, much more. See the full listing.